Privacy Policy

Dickerson Employee Benefits (DEB) provides this notice to you, our customer, so that you know what we do with any information that we may receive from any number of sources including, but not limited to, the following:  You directly, a health insurance company, a health care provider, an employer, an individual seeking coverage or another source that has been authorized by you to send us your or your client’s protected health information (PHI) or non-public, personal information (NPI). We at DEB are concerned about your privacy and are committed to safeguarding your information.

Types of information being collected

DEB collects information from you as required both for our business and according to regulatory requirements. Without it, we may not be able to provide our products and services to you. We will be collecting PHI or NPI about you or your clients from:

  • Your responses on applications or other forms, such as name, address, Social Security number, employment status and dependent information.
  • Input from visitors to our websites, such as information from on-line forms, site visit data and on-line information collection devices, commonly known as “cookies.”

How do we use this information?

The information DEB collects is sometimes shared within our company to help us ensure optimal service to our customers. We will only disclose your PHI orNPI as is necessary for us to provide the insurance products and services you expect from us. DEB does not and will not sell your PHI or NPI to third parties, and it does not sell or share customer lists. We may disclose all of the information described above to third parties, such as insurance carriers with whom we are contracted, in order to complete a transaction on your behalf. In addition, we may disclose PHI or NPI to medical care institutions or medical professionals, insurance regulatory authorities, law enforcement or other government authorities, or to affiliated or non-affiliated third parties as is reasonably necessary to conduct our business or as otherwise permitted and/or required by law.

Steps Taken to Secure Information

At DEB, we have put in place the highest measures to ensure the security and confidentiality of customer information. We will handle the PHI and NPI we receive by restricting access to only those employees and authorized individuals who need to know that information to provide you with our products or services or to otherwise conduct our business, including actuarial or research studies. Our computer database has multiple levels of security to protect against threats or hazards to the integrity of customer records and to protect against unauthorized access to records that may harm or inconvenience our customers. We maintain physical, electronic, and procedural safeguards that comply with federal and state regulations to safeguard all of your PHI and NPI.

Links

Throughout this website, there are links inserted for your convenience in accessing data on third party sites. However, you should be aware that DEB has no control over these linked sites and is not responsible for the privacy policies and content of these sites. Please review the privacy policies of those sites to ensure they meet with your requirements.

Accuracy

We endeavor to ensure the information provided on this site is accurate. We make every effort to minimize errors. An absolute guarantee, however, is not possible. If you find an error, or any inaccuracy, please let us know by sending an email to webmaster@dickerson-group.com.